Main caution: Hardscaping, irrigation and tree work may need separate licenses in your state.
What it costs to run
These are the categories to price with local quotes. The plan lists every one of them for you.
Every engagement
- Plants, soil and mulch not billed separately
- Stone and hardscape materials
- Crew pay per project
- Equipment rental per project
- Disposal fees
- Other per-sale costs
Every month
- Insurance (liability and commercial auto)
- Vehicle (business share)
- Phone and internet
- Scheduling, invoicing and payment software
- Ongoing marketing
- Bookkeeping and tax preparation
- Equipment maintenance
- Other monthly costs
To start
- Tools and equipment
- Trailer
- Business registration and local licenses
- Website, logo and booking or store page
- Other one-time costs
Your own pay is part of the cost, too. The plan works out the price that covers it — or start with how much to charge for landscaping and garden design.
Licenses, insurance and rules to check locally
Requirements differ by state, county and city. Check two layers:
1. Your own license, if the work needs one
Search the CareerOneStop License Finder (US Department of Labor) for “Landscape contractor” or “Pesticide applicator” and choose your state. It lists state occupational licenses and the agency that issues each.
2. Business licenses, permits and insurance
Start with the SBA: Apply for licenses and permits guide, then your city or county. Questions to answer:
- Does your city or county require a general business license or registration?
- Does your state license landscape, irrigation or tree work contractors?
- Applying pesticides or herbicides for pay usually requires a state license — will you offer it?
- If you hire, what are your state’s rules for workers’ compensation, payroll taxes and worker classification?
Check local prices before you set yours
Get three real prices from landscaping and garden design businesses near you, the way a customer would: their websites, a quote request, local listings and review sites, or neighborhood groups. Note what each price includes. Enter them in your local plan — it shows where your price sits and whether your costs leave room to compete.
Test demand before you spend
Offer your first few engagements at your real price to people who match your customer — not discounted favors for friends — before investing in more equipment or marketing.
Decide your pass mark before you start — for example, a set number of paid engagements within 30 days.
Questions your local plan has to answer
- What do local competitors charge? Ask for quotes the way a customer would.
- How long does each engagement take you, including travel and preparation?
- How many engagements can you deliver in a week at a quality you’re proud of?
- How will customers find you, and what will it cost to win each one?
This profile is educational. It describes how this kind of business generally works; it doesn’t show that it will be profitable where you are, and it isn’t legal, tax or financial advice.
